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[null,"ABLÖSERECHNER"]
[null," Version 1.01",{"$nulls":9},{"$f":"TODAY()","v":"2016-01-12"}]
[]
[null,"Kredit",null,"Abschlussdatum",null,"ursprünglicher Kreditbetrag                (incl. Bearb.gebühr + Einmalbetrag RSV)",null,"ursprüngliche Kreditlaufzeit (Monate)",null,"monatliche Rate",null,"voraussichtlicher Ablösebetrag"]
[]
[null,1,null,"2012-01-01",null,{"v":25000,"d":"25,000 €"},null,60,null,{"v":500,"d":"500 €"},null,{"$f":"-Berechnung!$F$30*(1+J18)*(1+J20)","v":{"v":6469.05634289572,"d":"6,469 €"}}]
[]
[null,2,null," ",null," ",null," ",null," ",null,{"$f":"IF(ISERROR(F172),0,-Berechnung!$F$172*(1+J18)*(1+J20))","v":0}]
[]
[null,3,{"$nulls":9},{"$f":"IF(ISERROR(F306),0,-Berechnung!$F$306*(1+J18)*(1+J20))","v":0}]
[]
[null,"beantragter Neukredit",{"$nulls":3},{"v":40000,"d":"40,000 €"},null,"verfügbarer Kreditbetrag                               (nach Ablösungen)",{"$nulls":3},{"$f":"F13-(L7+L9+L11)","v":{"v":33530.94365710428,"d":"33,531 €"}}]
[]
[null," Die Berechnung erfolgt näherungsweise anhand der von Ihnen gemachten Angaben. Die Berechnungsergebnisse sind unverbindlich und ersetzen nicht die Endabrechnung des abzulösenden Darlehenskontos durch den jeweiligen Kreditgeber, die eine Erstattung                                           oder Nachforderung zum Gegenstand haben kann."]
[]
[]
[{"$nulls":9},{"v":0.1,"d":"10%"}]
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[{"$nulls":9},{"v":0.02,"d":"2%"}]
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[null,"Kapital",{"$nulls":3},{"$f":"Berechnung!F7","v":{"v":25000,"d":"25,000.00 €"}},null,"Tilgungsvariante:",null,"Standard","Standard"]
[null,"Bearbeitungsentgelt",{"$nulls":3},{"v":0,"d":"0.00 €"},null,"Jahr 1",null,{"$f":"Berechnung!J7","v":{"v":500,"d":"500.00 €"}},"Dynamisierung"]
[null,"Anzahl der Raten",{"$nulls":3},{"$f":"Berechnung!H7","v":60},null,"Jahr 2",null,{"$f":"IF(J22=\"Standard\",J23,J23*1.05)","v":{"v":500,"d":"500.00 €"}}]
[null,"Einmalbetrag für RSV",{"$nulls":5},"Jahr 3",null,{"$f":"IF(J22=\"Standard\",J23,J24*1.05)","v":{"v":500,"d":"500.00 €"}}]
[null,"Darlehensnennbetrag",{"$nulls":3},{"$f":"F22+F23+F25","v":{"v":25000,"d":"25,000.00 €"}},null,"Jahr 4",null,{"$f":"IF(J22=\"Standard\",J23,J25*1.05)","v":{"v":500,"d":"500.00 €"}}]
[null,"Nominaler Zinssatz",{"$nulls":3},{"$f":"G27","v":{"v":0.0742009579350452,"d":"7.42010%"}},{"$f":"RATE(F24,-ABS(J23),F26,0,0,0.1)*12","v":{"v":0.0742009579350452,"d":"7.42010%"}},"Jahr 5",null,{"$f":"IF(J22=\"Standard\",J23,J26*1.05)","v":{"v":500,"d":"500.00 €"}}]
[null,"Effektiver Jahreszins",{"$nulls":5},"Jahr 6",null,{"$f":"IF(J22=\"Standard\",J23,J27*1.05)","v":{"v":500,"d":"500.00 €"}}]
[null,"Summe aller Zahlungen",{"$nulls":5},"Jahr 7",null,{"$f":"IF(J22=\"Standard\",J23,J28*1.05)","v":{"v":500,"d":"500.00 €"}}]
[{"$nulls":3},"offener Saldo",null,{"$f":"PV(F27/12,F24-J30,J23,0,0)","v":{"v":-5765.647364434688,"d":"-5,765.65 €"}},null,"Anzahl gezahlter Raten",null,{"$f":"DATEDIF(D32,TODAY(),\"M\")","v":48}]
[null,"Jahr","Monat","Datum","Kredithöhe","Rate","Tilgung","Zins","Rest","Sondertilgungen"]
[null,1,1,{"$f":"Berechnung!D7","v":"2012-01-01"},{"$f":"F26","v":{"v":25000,"d":"25,000.00 €"}},{"$f":"IF(E32=0,0,$J$23)","v":{"v":500,"d":"500.00 €"}},{"$f":"F32-H32","v":{"v":345.41467096865586,"d":"345.41 €"}},{"$f":"E32*$F$27/12","v":{"v":154.58532903134417,"d":"154.59 €"}},{"$f":"IF((E32-G32)<0,0,(E32-G32))","v":{"v":24654.585329031343,"d":"24,654.59 €"}}]
[null,null,2,{"$f":"DATE(YEAR(D32),MONTH(D32)+1,DAY(D32))","v":"2012-02-01"},{"$f":"IF((I32-J32)<0,0,(I32-J32))","v":{"v":24654.585329031343,"d":"24,654.59 €"}},{"$f":"IF(E33=0,0,$J$23)","v":{"v":500,"d":"500.00 €"}},{"$f":"F33-H33","v":{"v":347.55051259121353,"d":"347.55 €"}},{"$f":"E33*$F$27/12","v":{"v":152.44948740878644,"d":"152.45 €"}},{"v":24307.03481644013,"d":"24,307.03 €"}]
[null,null,3,{"$f":"DATE(YEAR(D33),MONTH(D33)+1,DAY(D33))","v":"2012-03-01"},{"v":24307.03481644013,"d":"24,307.03 €"},{"v":500,"d":"500.00 €"},{"$f":"F34-H34","v":{"v":349.6995610049705,"d":"349.70 €"}},{"v":150.30043899502945,"d":"150.30 €"},{"v":23957.33525543516,"d":"23,957.34 €"}]
[null,null,4,"2012-04-01",{"v":23957.33525543516,"d":"23,957.34 €"},{"v":500,"d":"500.00 €"},{"v":351.8618978729734,"d":"351.86 €"},{"v":148.13810212702666,"d":"148.14 €"},{"v":23605.473357562187,"d":"23,605.47 €"}]
[null,null,5,"2012-05-01",{"v":23605.473357562187,"d":"23,605.47 €"},{"v":500,"d":"500.00 €"},{"v":354.0376053632248,"d":"354.04 €"},{"v":145.96239463677517,"d":"145.96 €"},{"v":23251.435752198962,"d":"23,251.44 €"}]
[null,null,6,"2012-06-01",{"v":23251.435752198962,"d":"23,251.44 €"},{"v":500,"d":"500.00 €"},{"v":356.22676615180654,"d":"356.23 €"},{"v":143.77323384819346,"d":"143.77 €"},{"v":22895.208986047157,"d":"22,895.21 €"}]
[null,null,7,"2012-07-01",{"v":22895.208986047157,"d":"22,895.21 €"},{"v":500,"d":"500.00 €"},{"v":358.42946342602045,"d":"358.43 €"},{"v":141.57053657397952,"d":"141.57 €"},{"v":22536.77952262114,"d":"22,536.78 €"}]
[null,null,8,"2012-08-01",{"v":22536.77952262114,"d":"22,536.78 €"},{"v":500,"d":"500.00 €"},{"v":360.64578088755,"d":"360.65 €"},{"v":139.35421911244995,"d":"139.35 €"},{"v":22176.13374173359,"d":"22,176.13 €"}]
[null,null,9,"2012-09-01",{"v":22176.13374173359,"d":"22,176.13 €"},{"v":500,"d":"500.00 €"},{"v":362.87580275564073,"d":"362.88 €"},{"v":137.12419724435924,"d":"137.12 €"},{"v":21813.25793897795,"d":"21,813.26 €"}]
[null,null,10,"2012-10-01",{"v":21813.25793897795,"d":"21,813.26 €"},{"v":500,"d":"500.00 €"},{"v":365.11961377030053,"d":"365.12 €"},{"v":134.88038622969947,"d":"134.88 €"},{"v":21448.13832520765,"d":"21,448.14 €"}]
[null,null,11,"2012-11-01",{"v":21448.13832520765,"d":"21,448.14 €"},{"v":500,"d":"500.00 €"},{"v":367.3772991955197,"d":"367.38 €"},{"v":132.6227008044803,"d":"132.62 €"},{"v":21080.76102601213,"d":"21,080.76 €"}]
[null,null,12,"2012-12-01",{"v":21080.76102601213,"d":"21,080.76 €"},{"v":500,"d":"500.00 €"},{"v":369.6489448225111,"d":"369.65 €"},{"v":130.35105517748886,"d":"130.35 €"},{"v":20711.112081189618,"d":"20,711.11 €"}]
[null,2,13,"2013-01-01",{"v":20711.112081189618,"d":"20,711.11 €"},{"v":500,"d":"500.00 €"},{"v":371.9346369729702,"d":"371.93 €"},{"v":128.06536302702978,"d":"128.07 €"},{"v":20339.177444216646,"d":"20,339.18 €"}]
[null,null,14,"2013-02-01",{"v":20339.177444216646,"d":"20,339.18 €"},{"v":500,"d":"500.00 €"},{"v":374.23446250235503,"d":"374.23 €"},{"v":125.76553749764497,"d":"125.77 €"},{"v":19964.94298171429,"d":"19,964.94 €"}]
[null,null,15,"2013-03-01",{"v":19964.94298171429,"d":"19,964.94 €"},{"v":500,"d":"500.00 €"},{"v":376.5485088031868,"d":"376.55 €"},{"v":123.4514911968132,"d":"123.45 €"},{"v":19588.394472911106,"d":"19,588.39 €"}]
[null,null,16,"2013-04-01",{"v":19588.394472911106,"d":"19,588.39 €"},{"v":500,"d":"500.00 €"},{"v":378.8768638083709,"d":"378.88 €"},{"v":121.12313619162909,"d":"121.12 €"},{"v":19209.517609102735,"d":"19,209.52 €"}]
[null,null,17,"2013-05-01",{"v":19209.517609102735,"d":"19,209.52 €"},{"v":500,"d":"500.00 €"},{"v":381.2196159945382,"d":"381.22 €"},{"v":118.78038400546184,"d":"118.78 €"},{"v":18828.297993108197,"d":"18,828.30 €"}]
[null,null,18,"2013-06-01",{"v":18828.297993108197,"d":"18,828.30 €"},{"v":500,"d":"500.00 €"},{"v":383.5768543854069,"d":"383.58 €"},{"v":116.42314561459312,"d":"116.42 €"},{"v":18444.72113872279,"d":"18,444.72 €"}]
[null,null,19,"2013-07-01",{"v":18444.72113872279,"d":"18,444.72 €"},{"v":500,"d":"500.00 €"},{"v":385.9486685551659,"d":"385.95 €"},{"v":114.05133144483408,"d":"114.05 €"},{"v":18058.772470167623,"d":"18,058.77 €"}]
[null,null,20,"2013-08-01",{"v":18058.772470167623,"d":"18,058.77 €"},{"v":500,"d":"500.00 €"},{"v":388.3351486318783,"d":"388.34 €"},{"v":111.66485136812169,"d":"111.66 €"},{"v":17670.437321535745,"d":"17,670.44 €"}]
[null,null,21,"2013-09-01",{"v":17670.437321535745,"d":"17,670.44 €"},{"v":500,"d":"500.00 €"},{"v":390.73638530090614,"d":"390.74 €"},{"v":109.26361469909388,"d":"109.26 €"},{"v":17279.70093623484,"d":"17,279.70 €"}]
[null,null,22,"2013-10-01",{"v":17279.70093623484,"d":"17,279.70 €"},{"v":500,"d":"500.00 €"},{"v":393.15246980835644,"d":"393.15 €"},{"v":106.84753019164356,"d":"106.85 €"},{"v":16886.548466426484,"d":"16,886.55 €"}]
[null,null,23,"2013-11-01",{"v":16886.548466426484,"d":"16,886.55 €"},{"v":500,"d":"500.00 €"},{"v":395.58349396454884,"d":"395.58 €"},{"v":104.41650603545115,"d":"104.42 €"},{"v":16490.964972461934,"d":"16,490.96 €"}]
[null,null,24,"2013-12-01",{"v":16490.964972461934,"d":"16,490.96 €"},{"v":500,"d":"500.00 €"},{"v":398.029550147504,"d":"398.03 €"},{"v":101.970449852496,"d":"101.97 €"},{"v":16092.93542231443,"d":"16,092.94 €"}]
[null,3,25,"2014-01-01",{"v":16092.93542231443,"d":"16,092.94 €"},{"v":500,"d":"500.00 €"},{"v":400.490731306454,"d":"400.49 €"},{"v":99.50926869354599,"d":"99.51 €"},{"v":15692.444691007975,"d":"15,692.44 €"}]
[null,null,26,"2014-02-01",{"v":15692.444691007975,"d":"15,692.44 €"},{"v":500,"d":"500.00 €"},{"v":402.9671309653745,"d":"402.97 €"},{"v":97.0328690346255,"d":"97.03 €"},{"v":15289.4775600426,"d":"15,289.48 €"}]
[null,null,27,"2014-03-01",{"v":15289.4775600426,"d":"15,289.48 €"},{"v":500,"d":"500.00 €"},{"v":405.4588432265385,"d":"405.46 €"},{"v":94.54115677346154,"d":"94.54 €"},{"v":14884.018716816061,"d":"14,884.02 €"}]
[null,null,28,"2014-04-01",{"v":14884.018716816061,"d":"14,884.02 €"},{"v":500,"d":"500.00 €"},{"v":407.96596277409213,"d":"407.97 €"},{"v":92.03403722590785,"d":"92.03 €"},{"v":14476.052754041968,"d":"14,476.05 €"}]
[null,null,29,"2014-05-01",{"v":14476.052754041968,"d":"14,476.05 €"},{"v":500,"d":"500.00 €"},{"v":410.48858487765307,"d":"410.49 €"},{"v":89.51141512234695,"d":"89.51 €"},{"v":14065.564169164314,"d":"14,065.56 €"}]
[null,null,30,"2014-06-01",{"v":14065.564169164314,"d":"14,065.56 €"},{"v":500,"d":"500.00 €"},{"v":413.02680539592996,"d":"413.03 €"},{"v":86.97319460407003,"d":"86.97 €"},{"v":13652.537363768384,"d":"13,652.54 €"}]
[null,null,31,"2014-07-01",{"v":13652.537363768384,"d":"13,652.54 €"},{"v":500,"d":"500.00 €"},{"v":415.58072078036577,"d":"415.58 €"},{"v":84.41927921963423,"d":"84.42 €"},{"v":13236.956642988018,"d":"13,236.96 €"}]
[null,null,32,"2014-08-01",{"v":13236.956642988018,"d":"13,236.96 €"},{"v":500,"d":"500.00 €"},{"v":418.1504280788024,"d":"418.15 €"},{"v":81.8495719211976,"d":"81.85 €"},{"v":12818.806214909215,"d":"12,818.81 €"}]
[null,null,33,"2014-09-01",{"v":12818.806214909215,"d":"12,818.81 €"},{"v":500,"d":"500.00 €"},{"v":420.7360249391688,"d":"420.74 €"},{"v":79.26397506083123,"d":"79.26 €"},{"v":12398.070189970045,"d":"12,398.07 €"}]
[null,null,34,"2014-10-01",{"v":12398.070189970045,"d":"12,398.07 €"},{"v":500,"d":"500.00 €"},{"v":423.33760961319126,"d":"423.34 €"},{"v":76.66239038680877,"d":"76.66 €"},{"v":11974.732580356855,"d":"11,974.73 €"}]
[null,null,35,"2014-11-01",{"v":11974.732580356855,"d":"11,974.73 €"},{"v":500,"d":"500.00 €"},{"v":425.95528096012714,"d":"425.96 €"},{"v":74.04471903987286,"d":"74.04 €"},{"v":11548.777299396728,"d":"11,548.78 €"}]
[null,null,36,"2014-12-01",{"v":11548.777299396728,"d":"11,548.78 €"},{"v":500,"d":"500.00 €"},{"v":428.58913845052155,"d":"428.59 €"},{"v":71.41086154947847,"d":"71.41 €"},{"v":11120.188160946207,"d":"11,120.19 €"}]
[null,4,37,"2015-01-01",{"v":11120.188160946207,"d":"11,120.19 €"},{"v":500,"d":"500.00 €"},{"v":431.2392821699869,"d":"431.24 €"},{"v":68.76071783001309,"d":"68.76 €"},{"v":10688.94887877622,"d":"10,688.95 €"}]
[null,null,38,"2015-02-01",{"v":10688.94887877622,"d":"10,688.95 €"},{"v":500,"d":"500.00 €"},{"v":433.90581282300644,"d":"433.91 €"},{"v":66.09418717699357,"d":"66.09 €"},{"v":10255.043065953214,"d":"10,255.04 €"}]
[null,null,39,"2015-03-01",{"v":10255.043065953214,"d":"10,255.04 €"},{"v":500,"d":"500.00 €"},{"v":436.5888317367607,"d":"436.59 €"},{"v":63.41116826323929,"d":"63.41 €"},{"v":9818.454234216453,"d":"9,818.45 €"}]
[null,null,40,"2015-04-01",{"v":9818.454234216453,"d":"9,818.45 €"},{"v":500,"d":"500.00 €"},{"v":439.2884408649782,"d":"439.29 €"},{"v":60.711559135021794,"d":"60.71 €"},{"v":9379.165793351474,"d":"9,379.17 €"}]
[null,null,41,"2015-05-01",{"v":9379.165793351474,"d":"9,379.17 €"},{"v":500,"d":"500.00 €"},{"v":442.00474279180935,"d":"442.00 €"},{"v":57.995257208190644,"d":"58.00 €"},{"v":8937.161050559665,"d":"8,937.16 €"}]
[null,null,42,"2015-06-01",{"v":8937.161050559665,"d":"8,937.16 €"},{"v":500,"d":"500.00 €"},{"v":444.73784073572483,"d":"444.74 €"},{"v":55.262159264275176,"d":"55.26 €"},{"v":8492.42320982394,"d":"8,492.42 €"}]
[null,null,43,"2015-07-01",{"v":8492.42320982394,"d":"8,492.42 €"},{"v":500,"d":"500.00 €"},{"v":447.48783855343765,"d":"447.49 €"},{"v":52.51216144656232,"d":"52.51 €"},{"v":8044.935371270503,"d":"8,044.94 €"}]
[null,null,44,"2015-08-01",{"v":8044.935371270503,"d":"8,044.94 €"},{"v":500,"d":"500.00 €"},{"v":450.25484074385,"d":"450.25 €"},{"v":49.74515925615,"d":"49.75 €"},{"v":7594.6805305266535,"d":"7,594.68 €"}]
[null,null,45,"2015-09-01",{"v":7594.6805305266535,"d":"7,594.68 €"},{"v":500,"d":"500.00 €"},{"v":453.03895245202375,"d":"453.04 €"},{"v":46.96104754797625,"d":"46.96 €"},{"v":7141.64157807463,"d":"7,141.64 €"}]
[null,null,46,"2015-10-01",{"v":7141.64157807463,"d":"7,141.64 €"},{"v":500,"d":"500.00 €"},{"v":455.8402794731762,"d":"455.84 €"},{"v":44.1597205268238,"d":"44.16 €"},{"$f":"IF((E77-G77)<0,0,(E77-G77))","v":{"v":6685.801298601454,"d":"6,685.80 €"}}]
[null,null,47,"2015-11-01",{"v":6685.801298601454,"d":"6,685.80 €"},{"v":500,"d":"500.00 €"},{"v":458.6589282567002,"d":"458.66 €"},{"v":41.34107174329976,"d":"41.34 €"},{"$f":"IF((E78-G78)<0,0,(E78-G78))","v":{"v":6227.1423703447535,"d":"6,227.14 €"}}]
[null,null,48,"2015-12-01",{"v":6227.1423703447535,"d":"6,227.14 €"},{"v":500,"d":"500.00 €"},{"v":461.4950059102093,"d":"461.50 €"},{"v":38.50499408979073,"d":"38.50 €"},{"$f":"IF((E79-G79)<0,0,(E79-G79))","v":{"v":5765.647364434544,"d":"5,765.65 €"}}]
[null,5,49,"2016-01-01",{"v":5765.647364434544,"d":"5,765.65 €"},{"v":500,"d":"500.00 €"},{"v":464.34862020360737,"d":"464.35 €"},{"v":35.65137979639265,"d":"35.65 €"},{"$f":"IF((E80-G80)<0,0,(E80-G80))","v":{"v":5301.298744230937,"d":"5,301.30 €"}}]
[null,null,50,"2016-02-01",{"$f":"IF((I80-J80)<0,0,(I80-J80))","v":{"v":5301.298744230937,"d":"5,301.30 €"}},{"v":500,"d":"500.00 €"},{"v":467.21987957318436,"d":"467.22 €"},{"v":32.78012042681564,"d":"32.78 €"},{"$f":"IF((E81-G81)<0,0,(E81-G81))","v":{"v":4834.078864657752,"d":"4,834.08 €"}}]
[null,null,51,"2016-03-01",{"v":4834.078864657752,"d":"4,834.08 €"},{"v":500,"d":"500.00 €"},{"v":470.1088931257366,"d":"470.11 €"},{"v":29.891106874263414,"d":"29.89 €"},{"v":4363.969971532016,"d":"4,363.97 €"}]
[null,null,52,"2016-04-01",{"v":4363.969971532016,"d":"4,363.97 €"},{"v":500,"d":"500.00 €"},{"v":473.0157706427127,"d":"473.02 €"},{"v":26.984229357287294,"d":"26.98 €"},{"v":3890.954200889303,"d":"3,890.95 €"}]
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